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Business loan? Ours are fast, fair and flexible. The Trust Company is flexible in helping you meet your business’s financial needs. We can achieve your individual requirements quicker and better than the big banks—or even other local banks for that matter. Here you deal with our top people on a personal level. We are not part of a remote financial network. We do not sell off your loan. We keep it and service it. We are an integral part of the local scene. We understand the problems and challenges facing you.   A variety of loans are offered, each designed for a specific need. Our Loan Officers will help select the program that is best for you. We will work to support your business growth with funds for:   acquisition, expansion, equipment, long term working capital. Our rates are competitive and terms will be adjusted to your particular requirements. Come see your local Branch Manager, or contact: Mary Ellen Rogulski, Michael DiSalvo, Kathy Hankins,  Gina Stellato, DeWayne Haygood or Diane Passaro at 845-341-5000 or e-mail us at LoanDept@orangecountytrust.com   Types of Business Loans LINES OF CREDIT When you establish a Power Line of Credit with the Trust Company you are equipped to deal with changing conditions and financial challenges immediately. On demand, $10,000 to $150,000 is yours when you need it to: build inventory, cover accounts receivable, purchase new equipment opportunistically, and more Features: Low monthly payments automatically charged to your account No annual clean up Low annual fees Principal can be prepaid when appropriate for your cash flow cycle No annual renewal Credit life insurance available TERM LOANS A Trust Company Term Loan can serve you well for many purposes including new equipment purchases and leasehold improvements. Loans are variable rate and may extend from one to seven years. INSTALLMENT LOANS A Trust Company Installment Loan can be used to purchase new autos and trucks. Loans are fixed rate and may extend for five years. SBA, EDC AND NYBDC LENDING We are experienced at helping applicants secure loans through various government resources including the Small Business Administration and economic development funding programs. We can evaluate your ability to obtain a loan through any of these programs. COMMERCIAL REAL ESTATE LOANS The Trust Company has a fine reputation for serving builders, investors, and property owners with: commercial mortgages, bridge loans, and construction loans. Our fees are low and terms flexible. You get a speedy response, including fast inspections, when you deal with us. Explore monthly loan payment options with our Loan Calculator. VISA BUSINESS CREDIT CARD Being successful in business can often be about choosing the right partner - and because we value our partnership, we want to offer you a better credit card. We know it takes a lot to grow a business - from managing cash flow, accounting for company purchases or reimbursing employee expenses. Your Visa Credit Card can help do that and more. For existing card holders, click here for more information on your Elan Visa Business Credit Card.                                                                           Member FDIC  Equal Housing      Lender Privacy Policy Return to Top