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Certificates Of Deposit (CDs)

CERTIFICATES OF DEPOSIT (CDs)

Great rates   


Compare our rates to other banks and see for
yourself what
it means that we are still independent. Only local conditions affect


our rates. That's why we can still offer a
Certificate of Deposit (CD)

with a highly competitive rate.




       Your money can grow in the complete safety of our
Federally
       Insured Certificate of Deposit.  With a minimum deposit of $2,500


       to open and earn the APY, you can choose any of the terms below:


Current Rates as of April 2, 2012






CERTIFICATES OF DEPOSIT
Interest Rate
APY *

 
6 Month CD

0.35%
0.35%


 12 Month CD


0.60%
0.60%


 24 Month CD


1.00%
1.00%

 36 Month CD

1.29%
1.30%

                 *APY is the annual percentage yield.  A
penalty may be imposed for early
                  
withdrawal.  Maximum deposit is $249,999.  Fees
could reduce the earnings
                  
on the accounts. 
Rates are subject to change without notice.

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