OUR
POLICY ON CONFIDENTIALITY
Earning Your
Confidence...Preserving
Your Trust
WE RESPECT YOUR PRIVACY
Privacy is fundamental to the
American way of life. When you
provide
personal information in order to process your
transaction, you fully
expect your data to be used only for
its intended purpose and to
be kept confidential.
We respect your right to confidentiality and take every
possible
measure to ensure that your personal information remains
personal.
In short, we work hard to earn your confidence and
preserve
your trust.
We value your business and hope you will remain with us
for
many
years
to come. If you ever have questions or concerns
about the
integrity
of
your account - or any other aspect of our
business
operations -
please don't hesitate
to telephone or come
in to
talk to our staff.
The following policy serves as a standard for all
Orange County Trust Company employees for collection,
use, retention, and security
of
nonpublic personal information.
Our Privacy Disclosure
Policy
Categories Of Information
That We May Collect
We may collect nonpublic personal information about you
from the
following sources:
 | Information we receive from you on applications or other
forms,
such as: your name, address, social security number, assets,
and income.
|
| Information about your transactions with us or others,
such as:
your account balance and payment history.
|
| Information we receive from a
consumer reporting agency, such as:
your credit worthiness and credit history. |
"Nonpublic personal information" is nonpublic
information about
you
that
we obtain in connection with providing a financial
product or
service to you. For example, nonpublic personal information
includes information
regarding your account balance, payment
history, and overdraft history.
Categories Of Information That
We Disclose
We are permitted under law to disclose
nonpublic personal
information
about you to other third parties in
certain circumstances. For example,
we
may disclose nonpublic
personal information about you to third
parties to
assist us in servicing your loan or account with us, to
government entities
in response to subpoenas, and to credit bureaus.
We do not disclose any nonpublic personal information about our
customers or former customers
to anyone, except as permitted
by law.
Disclosure As Permitted By Law
We reserve the right to disclose the
information we collect, as described
above, on a need to know basis to
service providers and companies that perform services on our behalf
(for example--check printing companies).
Confidentiality and Security
We restrict access to your personal and account
information to
those
employees who need to know that information to provide
products and
services to you.
We maintain physical, electronic, and procedural
safeguards that
comply
with federal standards to
guard your nonpublic
personal information.
Links
Orange County Trust Company is not
responsible for the content
and operation of linked sites.
Worthy of trust since 1892 |
|
Member FDIC